Effective Use of Services and Acceptance By accessing and using www.thefinancialmall.com ("the Website") and signing up for our services ("Your Mutual Fund Distributor" or "Services") or by providing personal information for any purpose, you acknowledge and agree to our Privacy Policy and the following disclaimers.
Objective The primary goal of The Financial Mall is to offer personalized investment solutions to clients, ensuring compliance with SEBI and AMFI regulations. We are a registered distributor of mutual funds, supported by a team of qualified professionals who assist clients with their investment needs.
Data Sources and Accuracy The data displayed on the website is sourced from third-party providers or purchased for representation. While we strive for accuracy, errors or omissions may occur. Users are encouraged to report such issues promptly, but The Financial Mall is not liable for any resulting loss or damages.
Ownership The Financial Mall Pvt. Ltd. is a privately-owned company led by Neeraj Chauhan and his family, with Neeraj Chauhan serving as Director and primary promoter.
Visitor Information
When visiting www.thefinancialmall.com, we collect technical data related to your interaction, including but not limited to:
- Pages visited, time spent on the site, IP address, device ID, browser type, system activity, and cookies. This information is used to enhance your user experience and improve our services.
Registered User Information
Registered users who provide their email addresses:
- May be required to provide additional details (e.g., name, mobile number) to access certain services.
- Will receive communications relevant to their use of the Services and may opt-out as desired.
Investor Information
o invest in mutual funds through The Financial Mall, you may need to provide:
- Basic registration details (e.g., email, password).
- Personal information (e.g., name, address, age, income).
- Financial details (e.g., bank account, payment information).
Data Usage
Your email may be used for service updates and notifications, with the option to modify your communication preferences. Passwords are encrypted and securely stored. The Financial Mall does not share or have access to your passwords.
Security Practices
We use industry best practices to safeguard your data. The primary threat to data privacy is unauthorized access to user devices. Users should keep passwords confidential and notify us of any suspected account breach.
Legal Obligations
The Financial Mall complies with the (Indian) Information Technology Act, 2000, and related regulations, maintaining security measures for data protection. Users have the right to request a readable copy of their personal information.
Changes to the Policy
The Privacy Policy and Disclaimers are updated periodically. Continued use of our services after changes indicates acceptance of those changes.
Disclaimer of Warranties and Liability
- The services and content are provided on an “as-is” basis. The Financial Mall disclaims any warranties, express or implied, including fitness for a particular purpose.
- Suggested model portfolios and fund recommendations are for educational purposes and should not be considered investment advice. Users should consult with certified experts before making investment decisions.
- Information on the website, obtained from public sources, is for informational purposes only. The Financial Mall is not responsible for errors, omissions, or the completeness of the data.
- Investments in mutual funds are subject to market risks. Past performance is not indicative of future returns. Users should evaluate their risk tolerance before investing.
Liability Limitation
The Financial Mall and its affiliates, officers, employees, or licensors are not liable for any indirect, incidental, special, or consequential damages, including lost profits or revenue. This applies regardless of the cause of action.
User-Submitted Content
The Financial Mall is not liable for user-submitted content, accuracy of user inputs, or advertisements by third parties.
Third-Party Links
The Financial Mall is not responsible for the content or accuracy of linked sites and does not endorse their offerings.
Communication Services
SMS, email, and app notifications can fail due to various technical issues, and The Financial Mall is not responsible for such failures.
Investment Risk
Investing involves risk. Users must consult a qualified financial advisor before making any investment. The Financial Mall does not provide investment advice and users should not base decisions solely on information from the site.
Jurisdiction and Governing Law
The terms and services are governed by Indian laws, specifically under the jurisdiction of the courts of Delhi. The Financial Mall disclaims any implied warranties under laws outside of India.
Amendments
The Financial Mall reserves the right to change the site content, terms, and conditions at any time. Continued use of the site indicates acceptance of these terms.